Your Finances

1 Understanding Credit Costs

2 What Your Credit Score Means

3 Finding the Right Checking Account for You

4 Understanding Your Debt Load

5 Working with Creditors

6 Balancing a Checking Account

7 Understanding Your Credit Report

8 Use Direct Deposit to Build Savings

9 Why Budgets Fail

10 The Benefits of Prepaid Cards

11 Savings vs. Money Market Accounts

12 Popular Budgeting Methods

13 Using a Debit Card

14 Putting Money in a Certificate of Deposit (CD) Account

15 Direct Deposit and Paycheck Allocations

16 Relocation Assistance

17 Types of Retirement Plans

18 Tuition Reimbursement

19 Life and Disability Insurance Plans

20 The True Cost of Buying on Credit

21 Little Cuts to Save You Money

22 The Wonders of Compounded Interest

23 Allowances and Children

24 Understanding Money

25 Spending on Your Child

26 Smart Spending

27 Renting Your First Apartment

28 Common Phone Scams

29 Taking Care of Elderly Parents

30 Getting Married

31 Paying Off Debts with the Snowball Strategy

32 Website Password Strategies

33 Avoiding Non-Sufficient Fund and Overdraft Fees

34 About Those Interest-Free Offers

35 Consumer Privacy

36 Protecting Your Identity While Travelling

37 Credit, Debit and Fraud Prevention

38 Learning to Save

39 The Avalanche Debt Repayment Method

40 Should You Withdraw Funds from Your 401(k)?

41 Using a Personal Line of Credit

42 How Loan Amortization Works

43 The Zero-Based Budgeting Method

44 Getting Organized for Bill Payment

45 The Fair Credit Reporting Act

46 Should You Transfer Account Balances?

47 Secured vs. Unsecured Loans

48 Try the Envelope Budgeting Method

49 Getting Your Child’s Finances ‘Move-Out’ Ready

50 Asking for a Raise

51 Shopping Safely Online

52 What to Do With a Lump Sum of Money

53 Add to Your Monthly Payment and Save Money

54 Consumer Reporting Agencies

55 Calculating Annual Percentage Rates

56 Keep Your Winter Energy Bills Under Control

57 Living a ‘Credit-Free’ Life

58 Teaching Your Children about Gift Buying

59 The Fair Debt Collection Practices Act

60 Consolidating Your Debt

61 Starting a Budget

62 Good Debt, Bad Debt

63 Cosigning a Loan

64 Keeping Your Mobile Phone Secure

65 Refinancing an Auto Loan

66 Getting By on a Minimum Wage Job

67 How Much Should You Spend on Rent?

68 Finding the Right Auto Insurance

69 Insurance Tips for Homeowners

70 Factors That Impact Life Insurance Premiums

71 How Much Life Insurance Do You Need?

72 Boosting Your FICO Score

73 Is Travel Insurance a Good Idea?

74 Term vs. Whole Life Insurance

75 After You’ve Paid Off Your Credit Cards

76 The Impact of Saving More

77 Save for Long Term Care

78 Spare Change

79 Calculate Your Long Term Care Needs

80 Calculate Your Disability Insurance Needs

81 Calculate Your Life Insurance Needs

82 The Value of Your Future Earnings

83 Should You Work Outside of the Home?

84 Health Savings Account or Traditional Health Plan?

85 Meet a Debt Payoff Goal

86 Compare Vehicle Loans by Term

87 Compare Two Vehicle Loans

88 Are Credit Card Balance Transfers Worth It?

89 Increase Your Monthly Payment

90 Make Bi-Weekly Payments

91 Save or Pay Off Debt?

92 Use a Lump Sum to Pay Down Debt

93 Debt Consolidation

94 How Long Will it Take to Pay Off a Credit Card?

95 Low Rate or Cash Back?

96 Save Towards a Goal

97 How Much Am I Spending?

98 Balance Your Checkbook

99 Calculate a Vehicle Payment

100 Save to be a Millionaire

101 The Benefits of Compounding

102 Calculate Your Net Worth

103 Household Cash Flow Tracker

104 Cost of Printing Got You Down?

105 Preparing Financially for a Special Needs Child

106 Reading a Car Window Sticker

107 Dropping Collision from Your Auto Coverage

108 Renter Mistakes to Avoid

109 Your COBRA Health Insurance Rights

110 Avoiding the Minimum Payment Trap

111 The Best Time to Buy

112 Buying or Leasing a Vehicle

113 Comparing Products Online

114 Taking a ‘Staycation’

115 Buying an Engagement Ring

116 Don’t Let DIY Projects Empty Your Wallet

117 A Financial “To-Do List” When You Move

118 If Your Spouse-to-be Has Serious Debt Problems

119 Can Credit Counseling Help?

120 Vehicle Affordability by Loan Term

121 Gas Mileage Savings with a Fuel Efficient Vehicle

122 Purchase or Lease a Vehicle

123 Making a Major Purchase

124 Understanding Car Leases

125 The Pros and Cons of Retail Credit

126 Extended Warranties & Service Contracts

127 How Overspending Can Derail a Budget

128 Tracking what You Spend

129 Curing Bad Overspending Habits

130 Rebuilding Credit After Bankruptcy

131 Suddenly Unemployed

132 In Case of Medical Emergency

133 Dealing with a Home Foreclosure

134 If You’re Facing Bankruptcy

135 The End of a Marriage

136 Mortgage Relief Scams

137 Avoiding Costly Car Repair Mistakes

138 A Death in the Family

139 Helping Your Parents with their Finances

140 Employer-Sponsored Retirement Plans

141 Protecting Your Home When You’re on Vacation

142 Saving Money by Moving Back Home

143 Taking Your Retirement Plan with You

144 Purchasing a Vehicle

145 Consumer Privacy

146 Banking Basics

147 Reducing Your Spending

148 Understanding Your Paycheck

149 Understanding Employee Benefits

150 Budgeting Basics

151 Managing Debt

152 Loan Basics

153 How to Create a Useful Budget

154 Standards for Tipping

155 5 Tips for Raising Financially Savvy Kids

156 Debt Payoff Strategies

157 Should You Get a Second Job?

158 Dealing with Large Medical Bills

159 Grocery Shopping Tips for Singles

160 Leading a Car-Free Life

161 Are Kids Sports Draining Your Bank Account?

162 How Christmas Clubs Get You Ready for Christmas

163 What Will My Savings Be Worth?

164 Save for a Rainy Day

165 Introducing Your Teen to Banking

166 Are Paper Checks Still Relevant?

167 Is Your Mobile Phone Bill Out of Control?

168 Budgeting a Savings Plan

169 Protect Yourself from Predatory Lenders

170 Exchange Rate Basics

171 Are You Prepared Financially for a Natural Disaster?

172 When Your Home is a Money Pit

173 Saving Big by Buying Used

174 Building a Credit Reputation

175 Use a Side Hustle to Pay Off Debt

176 Smart Purchases to Make on Credit

177 Saving Money While on Vacation

178 Going from Homeowner to Renter

179 Housing Scams to Avoid

180 Setting up Tax Withholding

181 Your Annual Credit Report Review

182 Is it Time to Use CDs for Investing Again?

183 Quality of Life and Wellness Benefits

184 Becoming a Parent

185 Preparing Holiday Meals on a Budget

186 Don’t Let the Holidays Bust Your Budget

187 Are There Leaks in Your Finances?

188 Qualifying for Your First Apartment

189 Preparing for an Economic Downturn

190 Budgeting on Irregular Income

191 Do Grocery Delivery Subscriptions Make Sense?

192 Teaching Your Child to Count Money

193 Are You Maximizing Your ‘Cash Back’?

194 Becoming Financially Independent

195 What Do You Need in Your Wallet?

196 Dealing with Dynamic Pricing

197 The Pros and Cons of Cash Advances

198 Repair or Replace it?

199 Staying Frugal without Becoming Cheap

200 Avoid These Car Leasing Mistakes

201 The Financial Side of Dating

202 Find the Best Holiday Shopping Deals

203 Building a Cash Wedding Registry

204 Things Your Middle Schooler Should Know About Money

205 Things Your High Schooler Should Know About Money

206 First Paycheck? Do These Things First

207 Making Financial Preparations for Maternity Leave

208 Should You Take the Travel Insurance?

209 Things Your Grade Schooler Should Know About Money

210 Things Your Pre-Schooler Should Know About Money

211 Debit or Credit Card?

212 Maximizing Credit Card Rewards

213 Choosing a Credit Card

214 The Basics of Mobile Payments

215 Identity Theft and Fraud

216 Reach Your Health Savings Account Goal

217 Maximize Your Car’s Trade-In Value

218 Getting Out of a Car Lease

219 50 Services

220 Good Reasons to Borrow Money

221 Reducing Food Waste at Home

222 Preparing Financially for a Climate Changing World

223 Understanding the “Dark Web”

224 Searching for Unclaimed Money

225 Upcycling Basic Household Items

226 Shopping Strategies for Holiday Deals

227 How Safe is Your Money?

228 Accelerating Repayment on a Loan

229 Evaluating Credit Card Reward Programs

230 Creating a Power of Attorney

231 What to do with a Financial Windfall

232 Becoming a One-Car Family

233 Alternatives to Pay Day Lenders

234 The Minimalist Model

235 Making a Comeback from a Financial Setback

236 Are Food Delivery Services Right for Me?

237 Performing a Home Energy Audit

238 Financing a Home Solar Project

239 Introduction to Online Billpay

240 What is a Cryptocurrency?

241 Stop the Robocalls!

242 Financial Basics for Service Members

243 What is a Spoofing Attack?

244 Saving Money When You Join a Gym

245 Vehicle Financing Options

246 Finding Online Coupons

247 Roommate Finance Management

248 7 Ways to Use Your Tax Refund

249 Prioritizing How You Repay Debt

250 The Pros and Cons of Loan Protection Insurance

251 Manage Moving Expenses

252 Types of Health Insurance Plans

253 Digital (or Virtual) Credit Cards

254 What’s Your Password Strategy?

255 Measuring the Cost of Living

256 Calculating Your Disposable Income

257 Buying Your First Electric Car

258 Should You Get a Prenup?

259 Are Credit Repair Services Worth It?

260 Peer-to-Peer Payment Tools

261 25 Budget Cuts You Can Make

262 What to Do When You’re Short On Money

263 What is Estate Planning

264 Digital and Mobile Wallet Basics

265 Working Through Credit Issues with a Spouse

266 Categorizing and Tracking Your Expenses

267 The Difference Between Spending Less and Saving Money

268 The Ins and Outs of Credit Scores

269 Building a Rainy Day Savings Fund

270 Disputing a Credit Card Transaction

271 If You’re a 1099 Employee

272 Simplified Employee Pension (SEP) Plans

273 Understanding Your W-2 Form

274 Protecting Yourself Against Medical Identity Theft

275 Protecting Your Family Against Child Identity Theft

276 Going Cashless

277 Negotiating a Job Offer

278 The Cost of Homeschooling

279 What Is Skimming?

280 How Credit Card Dumps Work

281 Understanding Matching Contributions

282 Understanding Payroll Taxes

283 What is a Defined Benefit Plan?

284 What is a Profit-Sharing Plan?

285 How Do Employee Stock Ownership Plans (ESOPs) Work?

286 An Overview of 401(k) Plans

287 Filling Out a W-4 Form

288 What Is Umbrella Insurance?

289 Furnishing Your New Space

290 What Is a Credit Reference?

291 Making Only Minimum Payments

292 Using a Sinking Fund to Save

293 How Inflation Impacts Your Finances

294 Selling Your Car

295 Understanding Roadside Assistance Insurance

296 What Is Social Commerce?

297 Understanding Pension Plans

298 New Year? New Budget Resolution

299 Smart Ways to Spend Your Tax Refund

300 The Benefits of Online Banking

301 How Many Credit Cards Should You Have?

302 Lower Your Credit Card Rate

303 How Credit Card Utilization Impacts Your Credit Score

304 Understanding Credit Card Interest

305 Understanding a Small Saver Certificate (SSC)

306 Dealing With High Gas Prices

307 Making Sustainable Food Choices

308 Challenge Your Budget Cutting Skills

309 Are You Eligible for a 403(b) Plan?

310 Reviewing Your Retirement Plan

311 Stop Living Paycheck to Paycheck

312 Flexible Spending Accounts for Medical and Dependent Care

313 Cutting the Cable and Saving Money

314 Laddering Strategies for CDs

315 Saving on Back-to-School

316 Protect Yourself from Identity Theft

317 How to Use a Password Manager

318 Budgeting For Your Big Day

319 Employed Again? Do These Things First

320 Managing Your Child Care Expenses

321 Bump-Up CDs vs. Step-Up CDs

322 Avoiding Tax Penalties

323 Selling a Home That is Financially Underwater

324 What Is a Custodial IRA?

325 Auto Insurance and Teen Drivers

326 If You’re a Victim of a Data Breach

327 What is Financial Therapy?

328 Considering a Financial Caregiver

329 How a Smart Home Can Save You Money

330 Why Your Credit Utilization Ratio Matters

331 Safe Practices for Mobile Banking