Owning a Home

1 Foreclosure Prevention

2 Home Buying Basics

3 Home Equity Loans vs Lines of Credit

4 Cash-Out Refinancing or a Home Equity Loan?

5 Understanding Home Equity

6 Using the Equity in Your Home Wisely

7 Buying Down an Interest Rate with Points

8 Finding the Right Home

9 The ROI of Home Improvement Projects

10 How Escrow Accounts Work

11 Buying a Home with a Friend

12 Making an Offer on a Home

13 Buying a Home from a Family Member

14 Know When to Lock-In a Mortgage Rate

15 Understanding Your Debt-to-Income Ratio

16 Understanding Housing and Debt Ratios

17 Understanding Mortgages

18 Maximizing a Home Appraisal

19 Closing on a Home

20 Should You Refinance Close to Retirement?

21 Adjustable Rate Mortgage Analyzer

22 Calculate a Home Equity Loan Payment

23 Paying Off a Home Equity Loan or Line of Credit

24 Consolidating Debt with Home Equity

25 Calculate a Mortgage Payment

26 FHA Mortgage Basics

27 Time to Refinance?

28 Home Equity Loan or Line of Credit?

29 Proceeds from Sale of a Home

30 Rent or Buy?

31 Compare Two Mortgage Loans

32 Finding a Real Estate Agent

33 Qualifying for a Mortgage

34 Saving for a Down Payment on a Home

35 Finding a Mortgage

36 Using the Equity in Your Home

37 Refinancing Your Mortgage

38 Springtime is a Great Time For Home Improvement

39 The Pros and Cons of an HOA

40 Winterizing Your Home: Protecting Your Investment

41 5 Keys to Borrowing to Build Your Dream Home

42 Maximizing Storage Space for Everyday Items

43 Five Essential Smart Home Features

44 How Home Construction Loans Work

45 Getting Your Home Ready to Sell

46 Buying a Vacation Home

47 Using Home Equity for a Major Purchase

48 Home Affordability

49 What Now for Home Equity?

50 About Private Mortgage Insurance

51 The Equity in Your Home

52 Is a “Tiny Home” the Answer?

53 Building Equity in Your Home

54 Down Payment Assistance Programs

55 Are You Ready to Buy a Home?

56 Tips for Refinancing Your Home

57 What’s the Deal with Timeshares?

58 Home Equity Line of Credit Payment

59 Tips for a First Time Home Buyer

60 5 Tips for Applying for a Mortgage

61 House, Townhome, or Condo?

62 Building a Home Buying Team

63 Being Pre-Qualified vs. Being Pre-Approved

64 Getting Rid of Private Mortgage Insurance

65 Buying vs Renting a Home

66 Down Payment Strategies for First-Time Home Buyers

67 Home Affordability

68 Should You Refinance Into a Shorter Term Mortgage?

69 15-Year vs 30-Year Mortgages

70 Fixed Rate vs Adjustable Rate Mortgages

71 Additional Financial Home Buying Obligations