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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Financing a College Education

Parents can feel lonely when trying to finance their children’s college educations. But, unfortunately, college tuition and fees are not falling. According to CollegeBoard.org, over the last 30 years (1992-93…

Meet a Debt Payoff Goal

Setting a goal for paying off a mortgage, auto loan, credit card or personal loan makes good financial sense. Some loans, such as mortgage or auto loans have defined repayment…

Putting Money in a Certificate of Deposit (CD) Account

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? A bank-issued certificate of deposit — usually known as a CD —…

The “2K Rule” for College Savings

According to the investment firm Fidelity, the average family is on track to save only 29 percent of the total amount their child will need to pay for a college…

Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…

Secured vs. Unsecured Loans

You have many decisions to make when shopping for a loan, and one of them is whether to obtain a secured or an unsecured loan. Whether you are familiar with…

If You’re a Victim of a Data Breach

Technology and online security see continuous enhancements each year, but unfortunately, not those upgrades have not been enough to protect databases from being breached by hackers. As a result, identity…