Advantage 50 Interest Checking

Growing older has its perks! If you’re 50 or over, this account may be your best option. 

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free personalized checks for life
  • Free debit card
  • Free Online and Mobile Banking app
  • Free Online Bill Pay
  • Free direct deposit and automatic payments
  • Free monthly eStatements

If you’re 50 or older, you’ll want to take a look at our Advantage 50 Interest Checking Account. This account not only lets you earn interest on your balance, but it also gives you free personalized checks for life. You’ll enjoy competitive rates and the added peace of mind that comes with no required minimum balance. 

You can open an account online in less than 10 minutes or schedule an appointment if you’d like to talk through your options. With ClickSwitch, moving your direct deposit is quick and easy. 

As of 12/14/2025

Annual Percentage Yield (APY)***Interest Rate***
0.05%0.05%

Balances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%;

Download the New Mobile Banking App

Our upgraded mobile app makes banking on the go efficient and secure. Access your accounts whenever, wherever.

Meeting your Financial Needs

Gain personalized guidance

Everyone’s situation is different, which is why talking to an expert is essential. We’re ready to answer your questions, from opening a new account to financial advice and mortgage help.

Automate Your Savings With a DirectSave CD

Pair an interest-bearing checking account with our DirectSave CD and watch your balance take off. By investing in your future, you invest in your community. It’s the mutual bank difference.