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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

How Much Life Insurance Do You Need?

Life insurance is one of those things that many people do not want to think about, but that almost everyone needs. Most simply don’t want to think of a world…

Refinancing Strategies for Student Loans

Student loans. Without them, college educations would not be possible for large segments of today’s population. Whether attending state colleges and universities or private institutions of higher learning, the fact…

Bump-Up CDs vs. Step-Up CDs

The main attraction of a certificate of deposit (CD) is its fixed interest rate. Opening a CD in a bank or credit union allows you to lock in an interest…

Saving Money by Moving Back Home

During the past seven or eight years, it has become increasingly common for young adults to move back home with their parents after going to college or being out on…

Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…

Financial Aid

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…

How Many Credit Cards Should You Have?

Figuring out how many credit cards belong in your purse or wallet can give you a headache. But, as new offers keep popping up, it can be tempting to take…