Services With You in Mind

Download Your New Mobile Banking App

Your upgraded First Federal Lakewood mobile app puts easy and secure banking in the palm of your hand.

Introducing Your Personal Financial Manager

View all of your accounts, even the ones outside of First Federal Lakewood, in one place.

Now Featuring Easy Direct Deposit with ClickSwitch

Set up direct deposit on your eligible accounts in minutes and leave the frustration behind.

    Product Rates

    Here are the rates for this product

    As of 4/30/2026

    /wp-content/uploads/sites/2/2023/10/20-0247-RET-1-Business-Online-Agreement.pdf
    TypeAPYInterest RateMinimum BalanceDisclosures
    Direct Interest Checking0.05%0.05%

    Disclosure

    Advantage 50 Interest Checking0.05%0.05%

    Disclosure

    Preferred Interest Checking

    Balances under $1,500 – 0.05%;

    Balances $1,500 or more – 0.10%

    Balances under $1,500 – 0.05%;

    Balances $1,500 or more – 0.10%

    Yes

    Disclosure

    *Interest rates are subject to change. Fees could reduce earnings.

    You might also lik

    Gain personalized guidance

    Everyone’s situation is different, which is why talking to an expert is essential. We’re ready to answer your questions, from opening a new account to financial advice and mortgage help.

    We Support 150+ Community Organizations

    And so do you, when you bank with us.

    Resources

    Employer-Sponsored Repayment Programs

    Certain companies and government agencies offer benefit programs as part of their employment to assist employees in paying off their student loans. Employers can offer employees up to $5,250 as…

    What is a Mutual Fund?

    When you want to build a diversified portfolio of assets within a single investment, try using a mutual fund. Mutual funds are a form of investment frequently used by long-term…

    Retirement Planning Mistakes to Avoid

    A strong economy, coupled with a rising stock market, provided steady increases in the average 401(k) account between 2010 and 2020. That trend seemed to continue in 2021, however, account…

    Calculate a Home Equity Loan Payment

    Repayment of a home equity loan requires that the borrower make a monthly payment to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

    Using the Equity in Your Home

    Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…

    The Challenge of Working Your Way Through College

    Working your way through college can provide precious work experience and valuable life lessons while teaching you the importance of budgeting your time, money, and more. However, it also presents…

    Traditional 401(k) vs Roth 401(k)?

    Contributions to a Traditional 401(k) plan are made on a pre-tax basis, resulting in a lower tax bill and higher take home pay. Contributions made to a Roth 401(k) are…