New Product

Here’s some information about this new great product!

Open Now  – New Product

Services With You in Mind

Download Your New Mobile Banking App

Your upgraded First Federal Lakewood mobile app puts easy and secure banking in the palm of your hand.

App Store Google Play 

Introducing Your Personal Financial Manager

View all of your accounts, even the ones outside of First Federal Lakewood, in one place.

Learn More about Personal Finance Manager

Now Featuring Easy Direct Deposit with ClickSwitch

Set up direct deposit on your eligible accounts in minutes and leave the frustration behind.

Learn More about Switching

    Product Rates

    Here are the rates for this product

    As of 9/14/2025

    /wp-content/uploads/sites/2/2023/10/20-0247-RET-1-Business-Online-Agreement.pdf
    TypeAPYInterest RateMinimum BalanceDisclosures
    Direct Interest Checking0.05%0.05%–

    Disclosure

    Advantage 50 Interest Checking0.05%0.05%–

    Disclosure

    Preferred Interest Checking

    Balances under $1,500 – 0.05%;

    Balances $1,500 or more – 0.10%

    Balances under $1,500 – 0.05%;

    Balances $1,500 or more – 0.10%

    		Yes

    Disclosure

    *Interest rates are subject to change. Fees could reduce earnings.

    You might also lik

    Get your credit score with Credit Expert powered by SavvyMoney

    We’ve partnered with SavvyMoney to bring you the ability to monitor your credit score right inside Online Banking. Your credit score is a key component of your financial wellness.
    Apply 

    Earn tax-deferred savings with a Traditional IRA.

    Traditional IRAs offer a wide range of investment options, including savings accounts and CDs. Your earnings are tax deferred, meaning you don’t pay taxes until you withdraw your funds.
    Schedule Appointment 

    Resources

    The Basic Principles of Retirement Planning

    Are you saving enough for retirement? If you are like most U.S. residents, probably not. The Employee Benefit Research Institute’s 2022 Retirement Confidence Survey reports that slightly more than 7…
    View Resource

    Misconceptions Surrounding Financial Aid

    For the many people who would not otherwise be able to afford college, financial aid makes the dream of a continued education possible . Unfortunately, some myths exist around financial…
    View Resource

    Calculate a Mortgage Payment

    Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…
    View Resource

    Should You Refinance Into a Shorter Term Mortgage?

    When mortgage rates are high — and in December 2022, the rate for a 30-year mortgage loan was at 6.27 percent, while the 15-year fixed-rate mortgage loan was at 5.52…
    View Resource

    Finding Scholarships

    The cost of a college education is not going down. According to the College Board, tuition and fees at an in-state public college averaged $10,940 for the 2022-23 academic year.…
    View Resource

    Closing on a Home

    Owning a home. It is the American dream, right? However, once you get started on your path to home ownership, you will find that there is much work in the…
    View Resource

    401(k) Calculator

    A 401(k) account available through your employer is one of the best methods for building retirement savings. There are two key advantages. First, any contributions made to your 401(k) now…
    View Resource