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Compounded & credited quarterly. Automatic renewal for same term. 7 day grace period for deposits or withdrawals after the maturity date. Penalty for early withdrawal.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
As of 2/26/2025
| Product | APY | Interest Rate | Minimum Balance | Disclosures |
|---|---|---|---|---|
| 12-Month CD | 1.15% | 1.15% | $500 | |
| 18-Month CD | 1.20% | 1.20% | $500 | |
| 24-Month CD | 1.25% | 1.25% | $500 | |
| 36-Month CD | 1.35% | 1.35% | $500 | |
| 48-Month CD | 1.45% | 1.45% | $500 | |
| 60-Month CD | 1.55% | 1.55% | $500 |
*$1,000.00 Minimum deposit to open. Early withdrawal penalties may apply.
**Renewal Term is 18 months for the 18 Month CD.
***Renewal Term is 24 months for the 27 Month Jump CD
As of 2/26/2025
| Type | Interest Rate | APY |
|---|---|---|
| Money Market Account* | 4.50% | 4.59% |
*Annual Percentage Yield (APY) is 3.55% for the 3-month certificate, 5.25% for the 6-month certificate, 5.25% the 9-month certificate; 4.84% for the 13-month certificate; 3.81% for the 24-month certificate; 4.37% for the 36-month certificate; 4.47% for the 48-month certificate and is accurate as of 07/19/2023. At maturity, the 3-month certificate automatically renews for a term of 3-months, the 6-month certificate renews for a term of 6-months, the 9-month certificate automatically renews for a term of 9-months, the 13-month certificate will automatically renew for a term of 12-months, the 24-month certificate will automatically renew for 24-months, the 36-month certificate will automatically renew for 36-months, the 48-month certificate will automatically renew for 48-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.
⁺The promotional Annual Percentage Yield (APY) for balances $0.01-$24,999=0.35%, $25,000.00 or more = 4.59% and is accurate as of 03/24/2023. Minimum balance to open is $25,000. A minimum average daily balance of $25,000 is required to avoid a $15 monthly service fee. The promotional APY is locked for 365 days. After 365 days, the variable interest rate is subject to change and will be determined by the interest rate being offered on the Select Money Market Account. The Select Money Market account tiers in effect as of 03/24/2023 are as follows: .01- $24,999.99 the APY is 0.35%; $25,000-$99,999.99 the APY is 0.60%; $100,000-$249,999.99 the APY is 0.70%; $250,000 or more the APY is 0.80%. If the account is closed before the 365 days, a $50 fee may be assessed. No more than a total of 6 preauthorized, telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees could reduce earnings on this account. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Other restrictions may apply. Promotional offer subject to change without notice. Contact a branch representative for full details.
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