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Ready for more? Enjoy a higher interest rate with the Select Money Market savings account.
Savings accounts can do more than store money for special purchases — they’re part of a wealth-building strategy. The Select Money Market account is a step in that direction. When you’re able to save at least $10,000, this may be your best choice.
Unlike a basic savings account, a money market account offers the best of both worlds: higher interest rates and easy access to your money. You earn a more competitive interest rate compared to a regular savings account, meaning your savings works harder for you.
Whether you’re saving for a dream vacation, a down payment on a home, or simply building a rainy-day fund, a Select Money Market account is a trusted tool in building a more financially secure future.
As of 2/26/2025
| Balance | Annual Percentage Yield (APY)* | Interest Rate |
|---|---|---|
| under $25,000 | 0.05% | 0.05% |
| $25,000 to $99,999 | 0.20% | 0.20% |
| $100,000 or more | 0.40% | 0.40% |
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
Earn our highest rate! This is the account for those larger balances.
Your wealth-building strategy gets its biggest boost in our Money Market Special account. Your money grows at its fastest in this account. When you’re able to save at least $25,000, this may be the account for you.
There’s an added bonus— as a mutual bank, we reinvest your investments directly back into the communities we serve. This means while your money earns you interest, it’s helping your neighbors advance their goals whether it’s buying a home or building a business.
As of 2/26/2025
| Annual Percentage Yield (APY)* | Interest Rate |
|---|---|
| 0.00% | 0.00% |
A savings account for everyone!
Everyone can start saving with the Statement Savings Account. The more you keep in the account, the more your money grows! If you’re just starting out, this may be your ideal account. It keeps things simple and allows you to start saving immediately.
If you’re looking to maintain a balance of at least $10,000, you’ll want to check out our Money Market Accounts.
As of 2/26/2025
| Balance | Annual Percentage Yield (APY)* | Interest Rate |
|---|---|---|
| under $25,000 | 0.05% | 0.05% |
| $25,000 to $49,999 | 0.10% | 0.10% |
| $50,000 to $99,999 | 0.15% | 0.15% |
| $100,000 or more | 0.25% | 0.25% |
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
Statement Savings | Select Money Market | Money Market Special** | Health Savings | |
|---|---|---|---|---|
| Minimum Opening Balance | $50 | $10,000 | $25,000 | $50 |
| Monthly Service Charge | $0 with average daily balance of $100; otherwise $1 | $0 with average daily balance of $10,000; otherwise $10 | $0 with average daily balance of $25,000.00; otherwise $15.00 | None |
| Set-up Fee | – | – | – | $10 |
| Interest Bearing | Yes | Yes | Yes | Yes |
| Debit/ATM Card | Yes | Yes | Yes | |
| Online Banking | Yes | Yes | Yes | View Only |
| eStatements | Yes | Yes | Yes | Yes |
| Online Bill Pay | Yes | Yes | – | |
| Mobile Banking | Yes | Yes | Yes | View Only |
| Apply Online | Yes | Yes | Yes | – |
| APY* | Balances under $15,000 – 0.05%; Balances $15,000 – $24,999 – 0.15%; Balances $25,000 or more – 0.20% | Balances under $25,000 – 0.35%; Balances $25,000 – $99,999 – 0.60%; Balances $100,000 – $249,999 – 0.70%; Balances $250,000 or more – 0.80% | Balances $0.01 – $24,999 – 0.35%; Balances $25,000 or more – 4.59% | Balances under $2,500 – 0.10%; Balances $2,500 – $4,999 – 0.15%; Balances $5,000 or more 0.20%. |
| Interest Rate* | Balances under $15,000 – 0.05%; Balances $15,000 – $24,999 – 0.15%; Balances $25,000 or more – 0.20% | Balances under $25,000 – 0.35%; Balances $25,000 – $99,999 – 0.60%; Balances $100,000 – $249,999 – 0.70%; Balances $250,000 or more – 0.80% | Balances $0.01 – $24,999 – 0.35%; Balances $25,000 or more – 4.50% | Balances under $2,500 – 0.10%; Balances $2,500 – $4,999 – 0.15%; Balances $5,000 or more 0.20%. |
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
**Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank.
Want to learn more? We have articles, videos and resources to help you save with confidence.
