Jump to a section:

Business Interest Checking

Are you a sole proprietor or not-for-profit? The Business Interest Checking account may be right for you.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • Monthly service charge: Only $7 if minimum daily balance falls below $1,500
  • Free monthly transactions: 1,000
  • Coin and currency deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Business Interest Checking account allows organizations to earn interest on your checking account balance. If you don’t have complex financial needs, this account may be right for you. When interest rates are high, this account can be your best move. Keep in mind, a Business Interest Checking account requires a minimum daily balance to avoid monthly fees*. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Commercial Checking

For the complex business, Commercial Checking meets your needs. This may be right if your business has more than 1,000 monthly transactions.

  • Minimum to open: $50
  • Monthly service charge: $15
  • Coin and Currency Deposits: $.08 fee per $100 deposit
  • Earnings credit allowance on deposit balances may offset activity fees
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

When your business banking is complex, you need an account that makes it easy to keep up. That’s why we offer a Commercial Checking account. In addition to the basic Business Online and Mobile Banking features, with this account, you’ll have access to advanced digital banking services. From receivables to payroll, from investments to lending, we’re here to support you. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Simply Free Business Checking

Perfect for most businesses! Simply Free allows you to focus on the day-to-day without worrying about a minimum balance.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free monthly transactions: 1,000
  • Coin and Currency Deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Simply Free Business Checking account gives you access to the essential business banking features. It’s free, so you don’t have to stress about meeting a minimum balance requirement or incurring a monthly service charge. It’s simple and gives you access to Business Online Banking. 

 
Plus, you’ll receive a free business debit card! This allows you to make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Convenient & Secure. That’s Business Online Banking.

Access your business accounts from anywhere, any time thanks to our enhanced Online and Mobile Banking. Get to know what’s new — we think you’ll like what you see.

Simply Free Busines CheckingBusiness Interest CheckingCommerical Checking
Who is this for?

Perfect for most businesses

Designed for sole proprietorships
and not-for-profits

For businesses with more
complex banking needs

Minimum Opening Balance$50$50$50
Free Monthly Transaction Items1,0001,000
Monthly Service ChargeOnly $7 if minimum daily balance falls below $1,500*$15
Coin and Currency DepositsUp to $10,000 per month for freeUp to $10,000 per month for free$.08 fee per $100 deposit
Earnings CreditYes
Interest BearingYes

    Designed for Better Business

    Every business service we offer is designed to help you succeed.

    New to business?

    Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

    Get to Know Our Treasury Management Services

    From fraud prevention to automation, our services give you peace of mind and help make managing your cash flow easy.

    Business Knowledge Hub

    Get financial insights, education and advice to help you run your business. 

    Organization Structures

    How you legally structure your business affects your tax status and your liability. It has a significant impact on how investors, banks, and credit unions perceive your worth. So taking…

    Basic Accounting Statements

    Keeping track of the money in your business is essential if you want to prosper. However, most small business owners have skills or a specialty that inspired them to start…

    Keep Your ACH Transactions Compliant with NACHA Requirements

    Often for small to medium businesses and even some larger businesses, it is not economical to have your own merchant account and be a merchant service provider. That’s why third-party…

    Gross Margin Analysis

    The gross margin of a product is measured by subtracting the cost of goods sold from the selling price. Cost of goods sold includes all costs associated with producing the…

    Social Media Marketing

    Leveraging social media marketing can increase your customer base significantly. According to the Pew Research Center’s 2018 Social Media Fact Sheet, social media usage among American adults has grown from…

    Effective Employee Communications

    Today, more so than any other time, businesses focus heavily on engaging customers, the media, investors, community members, and analysts — or some combination of them. But with so much…

    The Value of Your Business

    While there are potentially many ways to value a business, one popular method is using the discounted, or present value, of your estimated cash flow. This method takes your current…