Jump to a section:

Auto Loan

Ready for a new or used car? Our auto loans feature competitive rates and flexible options to help you make that vehicle yours. 

  • Competitive rates
  • Available with terms up to 78 months on certain model years 

When you’re ready to apply, please visit a branch. We’ll be happy to help!

What you’ll need to bring to start an application:

  • Buyer’s order or purchase order
  • Lease buyout paperwork if buying out a lease 
  • Insurance information
  • Copy of valid driver’s license(s) for all applicants

While you’re driving around in your new vehicle, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

Boat Loan

Time to buy or refinance a boat? Our boat loan specialists make it fast, easy and affordable. The entire process will be smooth sailing.

  • Competitive rates
  • Available with up to a 20-year term

Contact Kyle Metcalf, Marine Loan Originator, at (419) 797-3878 or kmetcalf@ffl.net.

While you’re sailing the seas, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

The Mutual Bank Difference: See Where Your Dollars Go

As a mutual bank member, your money goes to work immediately. Every dollar helps people buy homes and grows local businesses to make our community stronger. 

Let’s Get You Moving

Enjoy an approval process that’s as quick and easy as possible.

Kyle is ready to talk about your boat loan.

Kyle is our Marine Loan Originator, and he’s ready to ensure you get the loan that works for you. Whatever size boat you’re looking at, he’ll show you your options.

Get auto loan guidance from an expert. 

To make sure you get the auto loan ideal for your situation, talk to someone who knows. We’re ready to help!

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Rent or Buy?

Depending on how fast prices and rents rise and how long you stay in your home, you may be better off renting rather than buying. Factors that are part of…

How Home Construction Loans Work

Home construction loans provide families and individuals with the ability to finance new home construction projects. The loan term is usually short, typically lasting one year or less in most…

Is a Reverse Mortgage Right for You?

When you own a home and need additional cash flow, a reverse mortgage is one way to get it. A reverse mortgage allows you to tap into your home equity,…

How Escrow Accounts Work

When you purchase a home with the help of a lender, the lender will likely set up an escrow account for you as well. The lender collects the money from…

Retirement Account Withdrawal Strategies

Like most things in life, retirement fund withdrawals should be carefully planned to maximize your assets and get the most mileage from your retirement funds. Of course, the first act…

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…

Home Affordability

If you are starting your search for a home and considering a home loan, you should use this handy financial tool to first calculate how much you can afford. Your…