Auto & Boat Loans

With competitive rates and flexible terms, our auto and boat loans are designed to help you finance the new or used vehicle of your choice, whether on land or lake.

Jump to a section:

Auto Loan

Ready for a new or used car? Our auto loans feature competitive rates and flexible options to help you make that vehicle yours. 

  • Competitive rates
  • Available with terms up to 78 months on certain model years 

When you’re ready to apply, please visit a branch. We’ll be happy to help!

What you’ll need to bring to start an application:

  • Buyer’s order or purchase order
  • Lease buyout paperwork if buying out a lease 
  • Insurance information
  • Copy of valid driver’s license(s) for all applicants

While you’re driving around in your new vehicle, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

Boat Loan

Time to buy or refinance a boat? Our boat loan specialists make it fast, easy and affordable. The entire process will be smooth sailing.

  • Competitive rates
  • Available with up to a 20-year term

Contact Kyle Metcalf, Marine Loan Originator, at (419) 797-3878 or kmetcalf@ffl.net.

While you’re sailing the seas, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

The Mutual Bank Difference: See Where Your Dollars Go

As a mutual bank member, your money goes to work immediately. Every dollar helps people buy homes and grows local businesses to make our community stronger. 

Watch Video 

Let’s Get You Moving

Enjoy an approval process that’s as quick and easy as possible.

Kyle is ready to talk about your boat loan.

Kyle is our Marine Loan Originator, and he’s ready to ensure you get the loan that works for you. Whatever size boat you’re looking at, he’ll show you your options.

Get auto loan guidance from an expert. 

To make sure you get the auto loan ideal for your situation, talk to someone who knows. We’re ready to help!
Visit a Branch 

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Stretch Your Retirement Budget

You’ve worked hard all your life. You do not want to enter retirement worrying about how you are going to pay for medical costs, insurance, groceries and your other bills.…
View Resource

Public Service Loan Forgiveness (PSLF)

Working in government service or for a non-profit organization might qualify you for the public service loan forgiveness program (PSLF). However, to fully qualify, you’ll also need to have made…
View Resource

Know When to Lock-In a Mortgage Rate

When you are preparing to get a mortgage, one of the steps you can take is to lock in your interest rate. This is when you sign a formal agreement…
View Resource

Misconceptions Surrounding Financial Aid

For the many people who would not otherwise be able to afford college, financial aid makes the dream of a continued education possible . Unfortunately, some myths exist around financial…
View Resource

The True Cost of a College Education

The sticker price of a college education can be shocking. Moreover, this sticker price is increasing every year. The College Board says that students enrolled at a private college during…
View Resource

Is a “Tiny Home” the Answer?

Some individuals have altered their way of life with the tiny house movement. They have adjusted to fewer belongings and smaller spaces and are looking to save money and focus…
View Resource

Foreclosure Prevention

Our goal is to keep you in your home, foreclosure will only be considered after all other options have been exhausted. We want you to have the facts about your…
View Resource