Jump to a section:

Auto Loan

Ready for a new or used car? Our auto loans feature competitive rates and flexible options to help you make that vehicle yours. 

  • Competitive rates
  • Available with terms up to 78 months on certain model years 

When you’re ready to apply, please visit a branch. We’ll be happy to help!

What you’ll need to bring to start an application:

  • Buyer’s order or purchase order
  • Lease buyout paperwork if buying out a lease 
  • Insurance information
  • Copy of valid driver’s license(s) for all applicants

While you’re driving around in your new vehicle, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

Boat Loan

Time to buy or refinance a boat? Our boat loan specialists make it fast, easy and affordable. The entire process will be smooth sailing.

  • Competitive rates
  • Available with up to a 20-year term

Contact Kyle Metcalf, Marine Loan Originator, at (419) 797-3878 or kmetcalf@ffl.net.

While you’re sailing the seas, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

The Mutual Bank Difference: See Where Your Dollars Go

As a mutual bank member, your money goes to work immediately. Every dollar helps people buy homes and grows local businesses to make our community stronger. 

Let’s Get You Moving

Enjoy an approval process that’s as quick and easy as possible.

Kyle is ready to talk about your boat loan.

Kyle is our Marine Loan Originator, and he’s ready to ensure you get the loan that works for you. Whatever size boat you’re looking at, he’ll show you your options.

Get auto loan guidance from an expert. 

To make sure you get the auto loan ideal for your situation, talk to someone who knows. We’re ready to help!

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Buying vs Renting a Home

Does it make more sense to rent than to buy? That has been a long-running debate in this country. However, the question is flawed: There is no correct answer. There…

How Cost of Living Adjustments are Calculated

When you file for Social Security benefits or Supplemental Security Income (SSI), your lifetime earnings determine the amount of your monthly retirement benefit. However, this number is not static for…

Maximizing a Home Appraisal

Whether your goal is to refinance your home or you are trying to sell it, a high appraisal is the desired outcome. While there are some things related to your…

401(k) Calculator

A 401(k) account available through your employer is one of the best methods for building retirement savings. There are two key advantages. First, any contributions made to your 401(k) now…

Saving Money on College Textbooks

College is an exciting and rewarding time. However, along with the great experience comes a wave of new fees and expenses. One of those expenses is the costs of textbooks…

Should You Refinance Close to Retirement?

Low-interest rates make refinancing attractive to many homeowners. It can help you lower monthly payments, and you can use the extra money for many things. However, if you are approaching…

How Escrow Accounts Work

When you purchase a home with the help of a lender, the lender will likely set up an escrow account for you as well. The lender collects the money from…