Auto & Boat Loans

With competitive rates and flexible terms, our auto and boat loans are designed to help you finance the new or used vehicle of your choice, whether on land or lake.

Jump to a section:

Auto Loan

Ready for a new or used car? Our auto loans feature competitive rates and flexible options to help you make that vehicle yours. 

  • Competitive rates
  • Available with terms up to 78 months on certain model years 

When you’re ready to apply, please visit a branch. We’ll be happy to help!

What you’ll need to bring to start an application:

  • Buyer’s order or purchase order
  • Lease buyout paperwork if buying out a lease 
  • Insurance information
  • Copy of valid driver’s license(s) for all applicants

While you’re driving around in your new vehicle, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

Boat Loan

Time to buy or refinance a boat? Our boat loan specialists make it fast, easy and affordable. The entire process will be smooth sailing.

  • Competitive rates
  • Available with up to a 20-year term

Contact Kyle Metcalf, Marine Loan Originator, at (419) 797-3878 or kmetcalf@ffl.net.

While you’re sailing the seas, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

The Mutual Bank Difference: See Where Your Dollars Go

As a mutual bank member, your money goes to work immediately. Every dollar helps people buy homes and grows local businesses to make our community stronger. 

Watch Video 

Let’s Get You Moving

Enjoy an approval process that’s as quick and easy as possible.

Kyle is ready to talk about your boat loan.

Kyle is our Marine Loan Originator, and he’s ready to ensure you get the loan that works for you. Whatever size boat you’re looking at, he’ll show you your options.

Get auto loan guidance from an expert. 

To make sure you get the auto loan ideal for your situation, talk to someone who knows. We’re ready to help!
Visit a Branch 

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Save for Retirement

Saving for retirement can be a challenging task. The starting point for any retirement planning is an understanding of what your retirement needs will be. Once you’ve done that, you’ll…
View Resource

About Private Mortgage Insurance

If you are in the market to buy a new home and have less than a 20 percent down payment, you are usually required to buy private mortgage insurance. Overview…
View Resource

Tips for Refinancing Your Home

Average mortgage interest rates on 30-year and 15-year fixed-rate mortgages have risen a bit in comparison to the last several years. Depending on when you purchased your home and the…
View Resource

Saving Money on College Textbooks

College is an exciting and rewarding time. However, along with the great experience comes a wave of new fees and expenses. One of those expenses is the costs of textbooks…
View Resource

Retirement Planning Mistakes to Avoid

A strong economy, coupled with a rising stock market, provided steady increases in the average 401(k) account between 2010 and 2020. That trend seemed to continue in 2021, however, account…
View Resource

Additional Financial Home Buying Obligations

You have found your dream home in the perfect neighborhood for you and your family. You have even determined that you will be able to afford the monthly mortgage payments…
View Resource

Don’t Miss Out on Senior Discounts

Many businesses understand the buying power that consumers over the age of 50 represent and have made discounts available to encourage them to buy their products and services. This is…
View Resource