Jump to a section:

Auto Loan

Ready for a new or used car? Our auto loans feature competitive rates and flexible options to help you make that vehicle yours. 

  • Competitive rates
  • Available with terms up to 78 months on certain model years 

When you’re ready to apply, please visit a branch. We’ll be happy to help!

What you’ll need to bring to start an application:

  • Buyer’s order or purchase order
  • Lease buyout paperwork if buying out a lease 
  • Insurance information
  • Copy of valid driver’s license(s) for all applicants

While you’re driving around in your new vehicle, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

Boat Loan

Time to buy or refinance a boat? Our boat loan specialists make it fast, easy and affordable. The entire process will be smooth sailing.

  • Competitive rates
  • Available with up to a 20-year term

Contact Kyle Metcalf, Marine Loan Originator, at (419) 797-3878 or kmetcalf@ffl.net.

While you’re sailing the seas, you can feel good knowing your loan is working to improve the communities we serve.

Because we’re a mutual bank, you’re investing in your community when you borrow from us. We’re owned by our customers, so our top priority is you. 

The Mutual Bank Difference: See Where Your Dollars Go

As a mutual bank member, your money goes to work immediately. Every dollar helps people buy homes and grows local businesses to make our community stronger. 

Let’s Get You Moving

Enjoy an approval process that’s as quick and easy as possible.

Kyle is ready to talk about your boat loan.

Kyle is our Marine Loan Originator, and he’s ready to ensure you get the loan that works for you. Whatever size boat you’re looking at, he’ll show you your options.

Get auto loan guidance from an expert. 

To make sure you get the auto loan ideal for your situation, talk to someone who knows. We’re ready to help!

Get the Basics (and More!) on Borrowing

Let’s make sure you know what you need to know.

Understanding Housing and Debt Ratios

You’ve found your dream home in the perfect neighborhood. There’s just one problem: You do not know if you can afford the monthly mortgage payments that will come with the…

How Cost of Living Adjustments are Calculated

When you file for Social Security benefits or Supplemental Security Income (SSI), your lifetime earnings determine the amount of your monthly retirement benefit. However, this number is not static for…

Finding Scholarships

The cost of a college education is not going down. According to the College Board, tuition and fees at an in-state public college averaged $10,940 for the 2022-23 academic year.…

401(k) Calculator

A 401(k) account available through your employer is one of the best methods for building retirement savings. There are two key advantages. First, any contributions made to your 401(k) now…

Springtime is a Great Time For Home Improvement

If you’re a DIY-er, Springtime’s arrival is the perfect green light to start a few home improvement projects. If you don’t already have a warm weather to-do list for this…

Consolidating Debt with Home Equity

Home equity loans can be used to consolidate account balances from multiple credit cards or installment loans into a single loan, while offering the added benefit of consolidating multiple payments…

Maximizing Storage Space for Everyday Items

Couldn’t we all use a little more storage space? Lifestyle trends indicate that more people are gravitating towards smaller spaces than ever before. An increasing number of empty-nesters, first-time homebuyers,…