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Dealing with Large Medical Bills

Most everyone has medical bills. In many cases, their health insurance picks up the tab, so to speak, minus the copay and perhaps a deductible. Most people can work these…

Low Rate or Cash Back?

Vehicle manufacturers or dealers will often offer incentives to purchase a specific vehicle in the form of a low rate loan or a cash back incentive. While a low rate…

Managing Your Child Care Expenses

Most people preparing for their first baby are shocked and even dismayed to learn just how high childcare costs can be. According to Care.com’s 2022 Cost of Care survey, weekly…

The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…

25 Budget Cuts You Can Make

Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you can remove from…

How Credit Card Utilization Impacts Your Credit Score

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…

Spending on Your Child

Those cute little faces and loud voices are hard to resist when it comes to spending. Research shows that the average parents spend over $245,000 per child from birth to…