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Bump-Up CDs vs. Step-Up CDs

The main attraction of a certificate of deposit (CD) is its fixed interest rate. Opening a CD in a bank or credit union allows you to lock in an interest…

Dealing with Dynamic Pricing

We all like to think of ourselves as savvy shoppers who do what it takes to get great deals on the things we buy. However, the things you do not…

Cutting the Cable and Saving Money

How much is cable TV costing you a month? Further, how much entertainment value is it bringing you? Be honest. How much time do you spend watching the Hallmark Channel,…

Categorizing and Tracking Your Expenses

Tracking your expenses and spending is a great way to ensure you are not living beyond your means. No one wants to have their power cut off because they have…

Things Your Middle Schooler Should Know About Money

Financial literacy is one of the primary life skills that some argue we fail to teach adequately in middle schools today. That leaves the responsibility for educating middle school students…

Debit or Credit Card?

The convenience of plastic, whether in the form of debit or credit cards, is hard to beat. They both offer advantages, yet have significantly different features and uses. Here is…

The Challenge of Working Your Way Through College

Working your way through college can provide precious work experience and valuable life lessons while teaching you the importance of budgeting your time, money, and more. However, it also presents…