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Staying Frugal without Becoming Cheap

It is possible to pinch pennies without anyone being the wiser. We live in a world where people are continually judging everything they see us do or buy when we…

Roommate Finance Management

Dealing with personal finances is a challenge in itself, never mind adding in the complication of roommates. Regardless of how great your relationship is with your roommate, conversations that involve…

Understanding Credit Costs

Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can also leave you with mounds of debt and a bad credit score.…

The Zero-Based Budgeting Method

Getting your finances under control is nearly impossible without using some method of budgeting. Although you may shy away from the idea of a budget, it is really just a…

Catching Up Tips for Retirement

You did not begin saving for retirement early enough. Now you are in your 40s or 50s, and you’ve barely saved anything for your post-work years. Fortunately, you can take…

The Difference Between Spending Less and Saving Money

Saving money and spending less may sound like the same thing, but they involve different financial habits to lead to financial security. Creating healthy spending habits and saving money can…

Upcycling Basic Household Items

With a little imagination and ingenuity, you can transform standard household items into things that give these tired old items new life and new love in a process known as…