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How Inflation Impacts Your Finances

Inflation has made its impact in the past couple of months. If you’ve noticed an increased cost of goods and services, that’s due to inflation. While inflation is natural and…

Repair or Replace it?

In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly, the rules seem…

The Zero-Based Budgeting Method

Getting your finances under control is nearly impossible without using some method of budgeting. Although you may shy away from the idea of a budget, it is really just a…

What Is Social Commerce?

If you’ve been on social media and scrolled through your various feeds, you have most likely seen social commerce at work. Social commerce is when brands advertise and promote their…

Avoiding Non-Sufficient Fund and Overdraft Fees

Non-sufficient fund fees, more commonly known as NSF fees, are charged when your checking account does not have enough money for a purchase or payment you try to make. This…

Should You Get a Prenup?

No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples in the…

Living with High Student Loan Obligations

College graduates often leave their universities with an unwelcome burden — a significant amount of debt. It is important to note how much student debt has grown over the last…