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How are Social Security Benefits Calculated?

You are nearing retirement age and wonder how much money you can expect from the federal government in Social Security benefits each month after leaving the workforce. The short answer?…

The Basic Principles of Retirement Planning

Are you saving enough for retirement? If you are like most U.S. residents, probably not. The Employee Benefit Research Institute’s 2022 Retirement Confidence Survey reports that slightly more than 7…

Digital and Mobile Wallet Basics

Digital and mobile wallets have become quite popular among smartphone users in recent years. Digital and mobile wallet payments are becoming the way of the future as the number of…

Common Phone Scams

The person on the other end of the phone has exciting news: You’ve won first place in the sweepstakes. A new car will soon be yours. The catch? To claim…

25 Budget Cuts You Can Make

Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you can remove from…

If Your Spouse-to-be Has Serious Debt Problems

The decision to get married is no small thing. It carefully interweaves two separate lives into one. If one partner in the relationship has serious debt problems, it can be…

Are Kids Sports Draining Your Bank Account?

As parents, you want to give your kids the best of everything. Most parents want their children to have everything they missed out on in childhood, as well as all…