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Don’t Let the Holidays Bust Your Budget

The song says it’s the most wonderful time of the year, but if money is tight for you, Christmas can make it very difficult to avoid overspending. Although it may…

Understanding Money

Coins, bills, dollar signs, checkbooks, and credit cards all seem commonplace to you, but imagine how confusing they are for children. If you have ever had a conversation with an…

Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…

Evaluating Credit Card Reward Programs

With all the available credit card reward programs, the problem is not whether you should get a rewards card, but what type would be the best? What Are Credit Card…

Is it Time to Use CDs for Investing Again?

Once again, CD rates are back on the rise, leaving people who have decided against them in the past to reconsider whether now might be the time to begin investing…

How Many Credit Cards Should You Have?

Figuring out how many credit cards belong in your purse or wallet can give you a headache. But, as new offers keep popping up, it can be tempting to take…

What to do with a Financial Windfall

Sudden financial windfalls come in many forms. Some people have no idea they are in the works or how to deal with them. Putting the money aside until you assess…