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The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…

How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. On the one hand, they can be difficult to follow, especially if you set a budget that’s too strict. But…

How Credit Card Utilization Impacts Your Credit Score

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…

Consolidating Your Debt

Is your debt keeping you awake at night? Do you struggle to make the minimum monthly payments on your credit cards? Are you worried that you’ll never be able to…

Saving Money by Moving Back Home

During the past seven or eight years, it has become increasingly common for young adults to move back home with their parents after going to college or being out on…

Things Your High Schooler Should Know About Money

If you are like most parents with children in high school, you are so busy trying to stay ahead of expenses that you do not have time to think about…

Buying or Leasing a Vehicle

When it is time to get a new vehicle, there are three potential ways for you to pay for it. The first, paying in cash, is not a very common…