Borrow Money When You Need It 

There are three fundamental ways to meet your long-term care needs. Long-term care costs can be covered by long-term care insurance of by qualifying for Medicaid. Self-insuring is typically the…

On any loan, your monthly payment is divided between two purposes. First, part of the payment is used to cover the interest that has accrued on your balance since you…

Staying on top of paying your bills can feel like an impossible chore when you have mounds of account statements and bills that arriving in your mailbox or email account.…

Saving for retirement can be a challenging task. The starting point for any retirement planning is an understanding of what your retirement needs will be. Once you’ve done that, you’ll…

Bringing sustainable living into your life doesn’t mean drastically changing your lifestyle or increasing your budget to make more sustainable purchases. Instead, making changes to your lifestyle can be as…

Skimming is a form of identity theft that extracts credit card information when you use the card in a modified public card reader. Skimmers are typically installed on ATMs or…

For most people who have jobs in the U.S., Social Security contributions are automatic. It is not something you need to worry about because your employer takes care of it…