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Why Your Credit Utilization Ratio Matters

Credit cards have become an essential and ubiquitous tool for purchase transactions and managing finances. While credit cards have several benefits, it’s best to use them with care because poor…

Preparing Holiday Meals on a Budget

The holiday season can be one of the most difficult times to stay on a budget. You will probably be buying new outfits for parties, lots of gifts for friends…

Are Credit Repair Services Worth It?

When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making…

Saving Money by Moving Back Home

During the past seven or eight years, it has become increasingly common for young adults to move back home with their parents after going to college or being out on…

Balancing a Checking Account

It’s tempting when you pay so many of your bills online to skip on balancing your paper checkbook. After all, balancing the checkbook is no one’s idea of a good…

Reducing Food Waste at Home

Many individuals don’t realize the amount of food they are wasting each day, from spoiled produce to uneaten leftovers. According to a recent Environmental Protection Agency (EPA) study, around 94%…

If You’re a Victim of a Data Breach

Technology and online security see continuous enhancements each year, but unfortunately, not those upgrades have not been enough to protect databases from being breached by hackers. As a result, identity…