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How Credit Card Utilization Impacts Your Credit Score

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…

Understanding Your Credit Report

Your credit reports are important documents. They list your open credit-card accounts, loan balances and financial missteps. Reviewing these reports on a regular basis is a smart financial decision. After…

The Avalanche Debt Repayment Method

If you have ever added up the total amount you pay in interest on all your debts each year, you probably ended up shaking your head in disgust. It is…

Are Kids Sports Draining Your Bank Account?

As parents, you want to give your kids the best of everything. Most parents want their children to have everything they missed out on in childhood, as well as all…

What Is a Credit Reference?

If you’re looking to borrow money or rent an apartment, typically, you’ll need a credit reference. Credit references demonstrate an applicant’s ability to make timely payments. What Is a Credit…

Why Budgets Fail

You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you’ve overspent on going to…

Keep Your Winter Energy Bills Under Control

Winter can provide a rude awakening to the state of your bank account when your first energy bill of the season comes in. Especially in parts of the country that…