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7 Ways to Use Your Tax Refund

According to the Internal Revenue Service, more than 70 percent of the nation’s taxpayers received a tax refund averaging nearly $3,000 in 2017 and will get a similar amount this…

Building a Cash Wedding Registry

Once upon a time, it would have been the ultimate taboo to ask for cash as part of a wedding gift registry. Back in the day, couples were starting out…

25 Budget Cuts You Can Make

Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you can remove from…

Income-Based Student Loan Repayment Plans

Income-based student loan repayment plans are a type of payment plan where monthly payments are based on the borrower’s monthly income, allowing for borrowers with lower incomes to make lower…

The Challenge of Working Your Way Through College

Working your way through college can provide precious work experience and valuable life lessons while teaching you the importance of budgeting your time, money, and more. However, it also presents…

Refinancing Strategies for Student Loans

Student loans. Without them, college educations would not be possible for large segments of today’s population. Whether attending state colleges and universities or private institutions of higher learning, the fact…

The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…