Your Debit Card

We believe you should be able to securely access your money 24 hours a day, 7 days a week, 365 days a year. 

Jump to a section:

Digital Wallet Ready

  • Features an EMV Chip for maximum security
  • Make secure purchases in-store or online
  • Easily add your debit card to your mobile digital wallet
  • Make purchases wherever Apple Pay®, Google Pay® and Samsung Pay® are accepted

Digital wallets keep your information secure by storing a device-specific card number. This lets you purchase in-store and online quickly, conveniently and securely. To use a digital wallet, just look for the contactless reader symbol or the digital wallet logo near the checkout.

My Cards: Card Management

Easily manage your debit card on the go with My Cards in your mobile app.

  • Monitor and manage usage
  • Instantly receive alerts for transactions
  • Establish transaction controls based on threshold limits, merchant categories, transaction types and specified locations
  • Turn your debit card on/off — this is especially useful for lost or stolen cards. When the card is off, no purchases or withdrawals will be approved except for previously scheduled recurring payments

Nationwide MoneyPass® ATM Network

Get the cash you need, whenever you need it at approximately 40,000+ locations

  • Never a surcharge fee
  • Approximately 40,000+ ATMs, coast-to-coast
  • Search by address, city, state or using your current location
  • ATMs are also searchable on moneypass.com or find the closest ATM here (link to ATM locations page for each bank)

School Spirit Debit Card

Earn money for your schools with a School Spirit Debit Card!

Every time you use your School Spirit Debit Card, we will donate directly to your school district:

  • Half of the $10 annual fee every year 
  • $0.01 from every purchase made with your card

Ready to support your local school? 


To sign up for the Lakewood School Spirit Debit Card, simply stop by the Lakewood branch or schedule an appointment.


To sign up for the Olmsted Falls School Spirit Debit Card, simply stop by the Olmsted Township branch or schedule an appointment.


Want one for your school? 

There’s no cost to your school, and it’s a great way for parents, students, graduates and supporters to show their spirit! If you’re a school administrator, please reach out to SchoolSpirit@ffl.net for more information on adding your school or district to our program.

Find the Account Right for You

Explore your checking account options

Managing your money is easy with our checking accounts. Whether you want our simplest account or one that earns you interest, you’ll see the benefits immediately.
Explore Checking 

Start saving for tomorrow, today

Every little bit counts, and with our savings account options, you can get started today. Putting money aside for your goals is easy with our help.
Explore Savings 

Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Renting Your First Apartment

When you are moving out on your own, the first place you live will probably end up being an apartment. They are generally inexpensive, readily available, small, and are often…
View Resource

Finding Online Coupons

Coupons have come a long way. Today, in addition to the coupons that come in the mail and newspaper circulars, you have a wide range of digital options at your…
View Resource

Understanding Payroll Taxes

Payroll taxes are taxes that both employees and employers pay based on employees’ wages, tips, commissions, and salaries. The employees’ portion is deducted from each paycheck, and the employer pays…
View Resource

Spare Change

Most people have a cup, jar or piggy bank full of change that you fill each day when you empty your pockets or clean out your purse. But how much…
View Resource

Understanding Your Credit Report

Your credit reports are important documents. They list your open credit-card accounts, loan balances and financial missteps. Reviewing these reports on a regular basis is a smart financial decision. After…
View Resource

Going Cashless

A cash-free world might be on its way sooner than you think. According to the Federal Reserve Bank of San Francisco’s May 2021 “Diary of Consumer Payment Choice” study, cash…
View Resource

Common Phone Scams

The person on the other end of the phone has exciting news: You’ve won first place in the sweepstakes. A new car will soon be yours. The catch? To claim…
View Resource