Your Debit Card

We believe you should be able to securely access your money 24 hours a day, 7 days a week, 365 days a year. 

Jump to a section:

Digital Wallet Ready

  • Features an EMV Chip for maximum security
  • Make secure purchases in-store or online
  • Easily add your debit card to your mobile digital wallet
  • Make purchases wherever Apple Pay®, Google Pay® and Samsung Pay® are accepted

Digital wallets keep your information secure by storing a device-specific card number. This lets you purchase in-store and online quickly, conveniently and securely. To use a digital wallet, just look for the contactless reader symbol or the digital wallet logo near the checkout.

My Cards: Card Management

Easily manage your debit card on the go with My Cards in your mobile app.

  • Monitor and manage usage
  • Instantly receive alerts for transactions
  • Establish transaction controls based on threshold limits, merchant categories, transaction types and specified locations
  • Turn your debit card on/off — this is especially useful for lost or stolen cards. When the card is off, no purchases or withdrawals will be approved except for previously scheduled recurring payments

Nationwide MoneyPass® ATM Network

Get the cash you need, whenever you need it at approximately 40,000+ locations

  • Never a surcharge fee
  • Approximately 40,000+ ATMs, coast-to-coast
  • Search by address, city, state or using your current location
  • ATMs are also searchable on moneypass.com or find the closest ATM here (link to ATM locations page for each bank)

School Spirit Debit Card

Earn money for your schools with a School Spirit Debit Card!

Every time you use your School Spirit Debit Card, we will donate directly to your school district:

  • Half of the $10 annual fee every year 
  • $0.01 from every purchase made with your card

Ready to support your local school? 


To sign up for the Lakewood School Spirit Debit Card, simply stop by the Lakewood branch or schedule an appointment.


To sign up for the Olmsted Falls School Spirit Debit Card, simply stop by the Olmsted Township branch or schedule an appointment.


Want one for your school? 

There’s no cost to your school, and it’s a great way for parents, students, graduates and supporters to show their spirit! If you’re a school administrator, please reach out to SchoolSpirit@ffl.net for more information on adding your school or district to our program.

Find the Account Right for You

Explore your checking account options

Managing your money is easy with our checking accounts. Whether you want our simplest account or one that earns you interest, you’ll see the benefits immediately.
Explore Checking 

Start saving for tomorrow, today

Every little bit counts, and with our savings account options, you can get started today. Putting money aside for your goals is easy with our help.
Explore Savings 

Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…
View Resource

Building a Cash Wedding Registry

Once upon a time, it would have been the ultimate taboo to ask for cash as part of a wedding gift registry. Back in the day, couples were starting out…
View Resource

Teaching Your Child to Count Money

Children might not fully understand the whole concept of money as a measure of value, however, many children like money because they do recognize it as a medium of exchange…
View Resource

Website Password Strategies

Every day we log on to Web sites — some important ones — by typing in passwords. But how strong are the passwords you use? How long would it take…
View Resource

The Avalanche Debt Repayment Method

If you have ever added up the total amount you pay in interest on all your debts each year, you probably ended up shaking your head in disgust. It is…
View Resource

Calculating Annual Percentage Rates

When you are borrowing money, one of the main numbers to consider is the annual percentage rate, typically abbreviated as APR. The APR is the percent of the borrowed amount…
View Resource

An Overview of 529 Plans

As families invest their savings in preparation for their children’s future K-12 or college tuition and expenses, 529 college savings plans can provide various tax and financial benefits. These benefits…
View Resource