Your Debit Card

We believe you should be able to securely access your money 24 hours a day, 7 days a week, 365 days a year. 

Jump to a section:

Digital Wallet Ready

  • Features an EMV Chip for maximum security
  • Make secure purchases in-store or online
  • Easily add your debit card to your mobile digital wallet
  • Make purchases wherever Apple Pay®, Google Pay® and Samsung Pay® are accepted

Digital wallets keep your information secure by storing a device-specific card number. This lets you purchase in-store and online quickly, conveniently and securely. To use a digital wallet, just look for the contactless reader symbol or the digital wallet logo near the checkout.

My Cards: Card Management

Easily manage your debit card on the go with My Cards in your mobile app.

  • Monitor and manage usage
  • Instantly receive alerts for transactions
  • Establish transaction controls based on threshold limits, merchant categories, transaction types and specified locations
  • Turn your debit card on/off — this is especially useful for lost or stolen cards. When the card is off, no purchases or withdrawals will be approved except for previously scheduled recurring payments

Nationwide MoneyPass® ATM Network

Get the cash you need, whenever you need it at approximately 40,000+ locations

  • Never a surcharge fee
  • Approximately 40,000+ ATMs, coast-to-coast
  • Search by address, city, state or using your current location
  • ATMs are also searchable on moneypass.com or find the closest ATM here (link to ATM locations page for each bank)

School Spirit Debit Card

Earn money for your schools with a School Spirit Debit Card!

Every time you use your School Spirit Debit Card, we will donate directly to your school district:

  • Half of the $10 annual fee every year 
  • $0.01 from every purchase made with your card

Ready to support your local school? 


To sign up for the Lakewood School Spirit Debit Card, simply stop by the Lakewood branch or schedule an appointment.


To sign up for the Olmsted Falls School Spirit Debit Card, simply stop by the Olmsted Township branch or schedule an appointment.


Want one for your school? 

There’s no cost to your school, and it’s a great way for parents, students, graduates and supporters to show their spirit! If you’re a school administrator, please reach out to SchoolSpirit@ffl.net for more information on adding your school or district to our program.

Find the Account Right for You

Explore your checking account options

Managing your money is easy with our checking accounts. Whether you want our simplest account or one that earns you interest, you’ll see the benefits immediately.
Explore Checking 

Start saving for tomorrow, today

Every little bit counts, and with our savings account options, you can get started today. Putting money aside for your goals is easy with our help.
Explore Savings 

Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Building a Credit Reputation

Want to qualify for the lowest interest rates when applying for auto, mortgage or personal loans? Then you’ll need a top credit score. Lenders today rely heavily on your three-digit…
View Resource

Compare Vehicle Loans by Term

The term of your vehicle loan can make a big difference in what your monthly payment looks like. It can also have significant on the amount of interest you’ll pay…
View Resource

When Your Home is a Money Pit

When you are in the market to buy your new home, of course, you want it to be perfect. Nobody wants a house riddled with unexpected, continuous problems that will…
View Resource

The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…
View Resource

Extended Warranties & Service Contracts

You’ve just bought a new computer. Maybe you’ve purchased your first car or a new refrigerator for your newly renovated kitchen. However, before the clerk or dealer finishes the transaction,…
View Resource

Roommate Finance Management

Dealing with personal finances is a challenge in itself, never mind adding in the complication of roommates. Regardless of how great your relationship is with your roommate, conversations that involve…
View Resource

How Loan Amortization Works

When you are looking to obtain a loan, amortization is a word you might run across. While it is a concept that is fairly easy to understand, many people are…
View Resource