Your Debit Card

We believe you should be able to securely access your money 24 hours a day, 7 days a week, 365 days a year. 

Jump to a section:

Digital Wallet Ready

  • Features an EMV Chip for maximum security
  • Make secure purchases in-store or online
  • Easily add your debit card to your mobile digital wallet
  • Make purchases wherever Apple Pay®, Google Pay® and Samsung Pay® are accepted

Digital wallets keep your information secure by storing a device-specific card number. This lets you purchase in-store and online quickly, conveniently and securely. To use a digital wallet, just look for the contactless reader symbol or the digital wallet logo near the checkout.

My Cards: Card Management

Easily manage your debit card on the go with My Cards in your mobile app.

  • Monitor and manage usage
  • Instantly receive alerts for transactions
  • Establish transaction controls based on threshold limits, merchant categories, transaction types and specified locations
  • Turn your debit card on/off — this is especially useful for lost or stolen cards. When the card is off, no purchases or withdrawals will be approved except for previously scheduled recurring payments

Nationwide MoneyPass® ATM Network

Get the cash you need, whenever you need it at approximately 40,000+ locations

  • Never a surcharge fee
  • Approximately 40,000+ ATMs, coast-to-coast
  • Search by address, city, state or using your current location
  • ATMs are also searchable on moneypass.com or find the closest ATM here (link to ATM locations page for each bank)

School Spirit Debit Card

Earn money for your schools with a School Spirit Debit Card!

Every time you use your School Spirit Debit Card, we will donate directly to your school district:

  • Half of the $10 annual fee every year 
  • $0.01 from every purchase made with your card

Ready to support your local school? 


To sign up for the Lakewood School Spirit Debit Card, simply stop by the Lakewood branch or schedule an appointment.


To sign up for the Olmsted Falls School Spirit Debit Card, simply stop by the Olmsted Township branch or schedule an appointment.


Want one for your school? 

There’s no cost to your school, and it’s a great way for parents, students, graduates and supporters to show their spirit! If you’re a school administrator, please reach out to SchoolSpirit@ffl.net for more information on adding your school or district to our program.

Find the Account Right for You

Explore your checking account options

Managing your money is easy with our checking accounts. Whether you want our simplest account or one that earns you interest, you’ll see the benefits immediately.
Explore Checking 

Start saving for tomorrow, today

Every little bit counts, and with our savings account options, you can get started today. Putting money aside for your goals is easy with our help.
Explore Savings 

Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Compare Two Vehicle Loans

As you determine which vehicle to buy and which loan terms to choose, the choices you make can have a big difference in terms of what your monthly payments will…
View Resource

What Is a Credit Reference?

If you’re looking to borrow money or rent an apartment, typically, you’ll need a credit reference. Credit references demonstrate an applicant’s ability to make timely payments. What Is a Credit…
View Resource

Buying Your First Electric Car

Electric cars sound like an excellent investment — especially if you have been at the gas pump lately. Not only do they cost less to operate, but they also produce…
View Resource

Debit or Credit Card?

The convenience of plastic, whether in the form of debit or credit cards, is hard to beat. They both offer advantages, yet have significantly different features and uses. Here is…
View Resource

Rebuilding Credit After Bankruptcy

Filing bankruptcy might feel like a financial disaster and make it seem like you’ll never be able to borrow money again. Not only are each of the debts included in…
View Resource

How Credit Card Utilization Impacts Your Credit Score

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…
View Resource

Maximizing Your Financial Aid Package

There are times when you want to make yourself look poorer — legally, of course. One of those times? When you are helping your children apply for financial aid for…
View Resource