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Debt Payoff Strategies
You’ve resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors is overwhelming. You owe thousands of dollars…
Balancing a checkbook is easy. Start with the balance from your last checking account statement. Then subtract all checks that you’ve written that were not listed in this last statement,…
Life insurance is one of those things you never want to think about when you are young, vibrant, and full of life. There are certain times in life, though, when…
You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you’ve overspent on going to…
How Credit Card Utilization Impacts Your Credit Score
Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…
Now more than ever, it is imperative that you be proactive about keeping your home energy efficient. If you do not keep an eye on this area, then you might…
Having savings is important, especially when the savings are part of an emergency fund or a hedge against loss of income. But when you also have debt, in the form…