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Payroll taxes are taxes that both employees and employers pay based on employees’ wages, tips, commissions, and salaries. The employees’ portion is deducted from each paycheck, and the employer pays…

While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The…

When you have a long list of holiday gifts to buy, it can really pay off to spend time looking for deals on those gifts. Every deal you find is…

When you are getting a new car, you have a big choice to make between buying and leasing. Assuming you cannot make the purchase in cash, buying or leasing can…

When tax time rolls around, you are likely waiting for that tax refund to come in, or maybe you already received it. Chances are it is a good chunk of…

How many times have you asked yourself “where does our money go?” The first step is to categorize your spending into each specific category. If you’ve got multiple monthly bills…

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…