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Why Your Credit Utilization Ratio Matters
Credit cards have become an essential and ubiquitous tool for purchase transactions and managing finances. While credit cards have several benefits, it’s best to use them with care because poor…
Furnishing a new home or a new apartment can be stressful, especially if you don’t have a plan. There are multiple factors to consider, like Your budget. Space dimensions. Lighting.…
Those cute little faces and loud voices are hard to resist when it comes to spending. Research shows that the average parents spend over $245,000 per child from birth to…
Suppose you are looking for a retirement plan that does not require contributions but allows a fixed income post-retirement based on your earnings or employment tenure. In that case, a…
If you’re already a saver, you might ask yourself the question “what if I save more”? Increasing your existing savings rate by even 1% can yield big results. Save even…
The Difference Between Spending Less and Saving Money
Saving money and spending less may sound like the same thing, but they involve different financial habits to lead to financial security. Creating healthy spending habits and saving money can…
During the past seven or eight years, it has become increasingly common for young adults to move back home with their parents after going to college or being out on…