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How Overspending Can Derail a Budget
Those new running shoes look tempting, and they are on sale. Alternatively, maybe you are tired after work and you would rather order a pizza than cook a meal. Maybe…
Credit cards are everywhere; not only do most people have one, but many have several. Unfortunately, some individuals are looking to steal your credit card information and use it for…
Online bill paying has moved to the mainstream. According to a October 2019 report by the Credit Union Times, 57% of all bills are now being paid online with 21%…
How Credit Card Utilization Impacts Your Credit Score
Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way to…
At some point in time, you’re likely to receive an offer in the mail. Transfer an existing credit card balance to a new card and receive a promotional interest rate…
As the price of gasoline continues to rise the question often arises as to whether it makes financial sense to trade-in a ‘gas guzzler’ for a more fuel-efficient vehicle. There…
How many times has the cashier across from you asked you this question: “Would you like to apply for our store credit card?” When you hesitate, they follow up with:…