Checking Accounts That Just Make Sense

Managing your money is quick and easy! We have an account to meet everyone’s needs. Plus, you’ll get a powerful mobile app, digital finance tools that put you in control, access to 40,000+ surcharge-free ATMs nationwide, and more. Open an account today or chat with us to talk through the right option for you.

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Find the Right Fit

Does any account holder plan to have direct deposit or automatic payment in this account?

Find the Right Fit

Will there be anyone 50 years of age or older signing on this account?

Find the Right Fit

Take this quick quiz to find the checking account for you.

To earn a higher interest rate, are you able to maintain a minimum balance of $1,500?

We’ve Got Just What You’re Looking For:

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Perks with Every Account

We make banking how and where you want easy. These tools allow you to easily manage your money from anywhere.

Secure Peace-of-Mind

Powerful end-to-end encryption means your transactions and personal information stays secure while Real-Time Alerts keep you up-to-date on your banking activities and help prevent fraud.

Switching Banks Made Easy

ClickSWITCH makes switching your direct deposits fast and secure. And you can manage all of your recurring payment subscriptions from a single location, all within Online and Mobile Banking!

Empower Your Financial Journey

Personal Finance Manager provides an overview of all your finances, including external accounts, while Credit Expert by SavvyMoney allows you to check your credit without affecting your score.

Simple Card Management

Managing your debit card has never been easier! Turn your debit card on and off, set spending limits, and update the payment information for your favorite subscriptions all within Online and Mobile Banking.

Pay Your Way

With your debit card, you can access your cash at thousands of surcharge-free ATMs nationwide, with the MoneyPass® network, or add your card to your Android, Apple or Samsung wallet to make paying without your physical card a breeze.

Choose the Checking Account that’s Right for You

Simply Free Checking

⭐Easy and accessible

Embrace simplicity! This account has no monthly service charges and no minimum balance requirements.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly fee¹: $0
  • Complimentary first box of personalized checks

The Simply Free Checking Account makes banking easy and accessible to everyone. When we say free, we mean it. You’re not required to maintain a minimum account balance, and you won’t pay a monthly service charge. Free checking is ideal if you’re looking for a no-obligation way to open a bank account.

Direct Interest Checking

⭐The easiest way to earn interest

If you use either direct deposit or auto pay, you qualify for an interest-earning account! Let’s put your money to work for you.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly fee¹: $0
  • Complimentary first box of personalized checks
  • Direct deposit and automatic payment capabilities

Do you have your paycheck directly deposited into your current checking account? Do you pay any bills through automatic withdrawal? Then our Direct Interest Checking Account is a fit for you. This account gives you everything the Simply Free Checking Account does, plus your money earns interest for banking the way you already do.

If you’re over 50, you’ll want to check out our Advantage 50 Interest Checking option.

As of 3/14/2026

Annual Percentage Yield (APY) ***Interest Rate ***
0.05%0.05%

***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

Advantage 50 Interest Checking

⭐For 50+ customers

With age comes perks! This account gives you extra benefits if you’re 50-years-old or older.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly fee¹: $0
  • Complimentary personalized checks for life

If you’re 50 or older, you’ll want to take a look at our Advantage 50 Interest Checking Account. This account not only lets you earn interest on your balance, but it also gives you free personalized checks for life. You’ll enjoy competitive rates and the added peace of mind that comes with no required minimum balance. 

As of 3/14/2026

Annual Percentage Yield (APY)***Interest Rate***
0.05%0.05%

Preferred Interest Checking

⭐For maximum interest

Put your money to work by earning the highest interest rate we offer on a checking account! (and even if your balance dips below the minimum, you’ll still earn a competitive interest rate)

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • $7 monthly fee is waived if daily balance is at least $1,500
  • Complimentary personalized checks for life

Are you looking to earn as much interest as possible? Introducing the Preferred Interest Checking Account. This account is ideal if you plan to have at least $1,500 in it at all times. When you do, you’ll earn the highest interest rate we offer on a checking account — all while enjoying the benefits of free checking. 

Don’t worry if your balance falls below $1,500. You still earn our competitive interest rate.

As of 3/14/2026

Annual Percentage Yield (APY)***Interest Rate***
Balances Under $1,5000.05%0.05%
Balances $1,500 or more0.10%0.10%

***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

Disclosures

¹Other fees and restrictions may apply
²Message and data rates may apply

Download Our Mobile Banking App

Our mobile app makes banking on the go efficient and secure. Access your accounts whenever, wherever. 

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Meeting Your Financial Needs

Gain personalized guidance

Everyone’s situation is different, which is why talking to an expert is essential. We’re ready to answer your questions, from opening a new account to financial advice and mortgage help.
Schedule Appointment 

Find the mortgage that fits your needs.

Buying a home is exciting — and scary. Choose from one of our multiple loan options featuring competitive rates. Our Mortgage Loan Originators give you personalized advice and walk you through the process.

Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

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